Our 2-Step Guide for Finding the Best Financial Planner

Feb 25, 2021

Throughout the years, one of the most vital parts of our existence that can never be overlooked is the need to uphold proper financial practices, especially when finding the right African-American financial planner. 

Much like death and taxes, the need for money remains—and will continue to remain—a constant fixture of daily living. However, it’s worth noting that while everyone will need a good cash flow to live their lives to the fullest, not everyone is skilled enough to keep their finances in check because of how difficult it can be to do so sometimes. Thankfully, this is where top-level financial planners come into the picture.

Finding the perfect financial planner to work with

Often, financial planners are like streams of income in the sense wherein they come aplenty, but only some of them are worth working with based on your goals or the way you work. 

When you sift through the many available planners and get a feel for whatever you’re looking for, you’ll quickly realize that there is a near-endless array of options that vary depending on experience and capabilities. However, it’s also worth noting that finding the perfect option to work with isn’t about sorting features out but more of finding a professional whose expertise matches up with your financial history and goals. 

If you want to find the right financial expert to help you achieve your financial goals, we have prepared a two-step guide for you to follow: 

Step #1: Understand why you’re looking for a planner

When it comes to finding the perfect African-American financial planner to work with, it’s first important to deeply understand your “why” because it will set the pace for every standard you’ll need to follow after.

It may not seem like much now, but taking the time to understand why you’re searching for a financial planner in the first place helps point out the specific demands or standards that you’ll need to fulfill. Once you get a firm grasp of your intention for finding a professional, you can filter the pool of potential planners you’re thinking about working with. 

If you aren’t precisely well-versed with establishing the main theme for your “why” and need a few ideas to kickstart your brainstorming efforts, here are a few examples to consider:

  • Long-term well-being
  • Family comfort
  • Holistic financial care and support
  • Homeownership-driven efforts
  • Long-term investing

Step #2: Look at the credentials of your chosen service provider

By the time you get a firm grasp of the purpose that a financial planner should fulfill and find a few prospects, you’ll arrive at that point where you’ll need to look at their credentials.

Generally, the best financial advice comes from professionals who have the right credentials, such as certificates from authoritative bodies like Certified Financial Planners (CFPs) and Chartered Financial Analysts (CFAs). Whenever you see a list of accredited credentials and certificates, you can assume that you’ll have the best experience possible because these represent years of training and learning!


When it comes to reaffirming yourself of a stable financial future, it’s worth noting that a financial planner can make a world of difference in the experience that you have over time. Thankfully, following this guide closely and sticking to the steps mentioned above will be more than enough to ensure that you arrive at the best possible option for your financial needs!

Are you looking for African-American financial planners in the US that have your best interest in mind when it comes to building your fortune in the face of growingly-difficult times? Our team of professionals dedicated to spreading black financial literacy far and wide has got you covered. If you're tired of being marginalized by traditional lenders and discriminated against when it comes to opportunities to build your wealth, then get in touch with us today!

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