About urbanwallet

Money Is POWER.

In the past five years, the buying power of African-Americans topped $1 trillion*.  With a 27% increase in just five years, there’s ONE thing we know for sure:

We’ve Got The JUICE Now.

urbanwallet is about empowering urban millennials with the tools and strategies to leverage our MONEY.  There’s never been another time in the history of the world where technology can help us bridge the gap between financial literacy and culture.

We ARE The Culture.

We embody it all.  From fashion and music, to popular culture and trends; we’re the catalysts for change and style.  However, we still lack in key areas of economic well-being like wealth, income and homeownership.

When it comes to income, college-educated whites have a median household income of $106,600, significantly higher than the $82,300 for households headed by college-educated blacks in the U.S.

bar graph representing household income, with two bars, one red and one blue on top of a green background

“I could have bought a place in Dumbo before it was Dumbo for like $2 million. That same building today is worth $25 million. And guess how I’m feelin’? Dumbo.” -Jay-Z / The Life of O.J.

Hov knows.

At urbanwallet, we want to provide TANGIBLE financial literacy tips you can use to build wealth.

While the acquisition of financial knowledge does not eliminate the invisible barriers or discrimination that exist in our lives, it can serve as a moderator.

If we can equip ourselves with personal money management concepts, it can increase our efficiency to utilize and leverage our financial resources to build EQUITY.

Let’s Make MONEY.

So, let’s vibe.  Check out our guides, our recent content and start adding more commas to that savings account.

* African-Americans: Demographic and Consumer Spending Trends, 10th Edition.